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It is important to bear in mind the minimum harmonisation character of the IDD, which will allow Member States to introduce more restrictive provisions. Manufacturers and distributors involved in cross-border activities, will not only need to ensure local compliance but also in all distribution's markets.
With the recent proposal to delay the application date of the IDD to 1 October 2018, one thing remains certain: there is less than a year to get ready and ensure compliance!
Encore une fois - Vous pouvez suivre ci-dessous comment ça été la première fois - D'autres détails ci-dessous...
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Loans Insurance Distribution Directive
The Insurance Distribution Directive ("IDD") fully recasts the Insurance Mediation Directive ("IMD"), and introduces several significant changes and challenges, to the whole insurance distribution eco-system.
An integral part of regulatory changes impacting the financial services industry (e.g. PRIIPs, MiFID), the IDD will require all actors involved in the manufacturing and /or distribution of insurance products to review their business strategy, adapt their organisation, as well as rethink their future interactions.It is important to bear in mind the minimum harmonisation character of the IDD, which will allow Member States to introduce more restrictive provisions. Manufacturers and distributors involved in cross-border activities, will not only need to ensure local compliance but also in all distribution's markets.
With the recent proposal to delay the application date of the IDD to 1 October 2018, one thing remains certain: there is less than a year to get ready and ensure compliance!