VIDÉO.- Mondial 2018 : Braquage des supporteurs après le Match, Des Bandits continuent à semer la panique à Port au prince. La Police veut passer à l'action (Voici leur stratégue) - VIDEO !
Des Bandits continuent à semer la panique à Port au prince. En rançonnant les supporteurs apres le match. Voici la VIDÉO ci-dessous...
François Nicolas Duvalier rencontre le député Boby Rush - Voici la Vidéo ci-dessous...
_Promoted
_Promoted
Common types of mortgages and Loans
A fixed-rate mortgage with a 20% down payment isn’t the only way to finance a home purchase. Before you pull the trigger, consider a few of the most common types of mortgages and determine which one could offer you the most benefit.
What is a fixed-rate mortgage?
A fixed-rate mortgage (FRM) is the most common type of home loan. One of the main benefits is that even though the proportion of principal versus interest on your bill will change over the course of the loan, you’ll still pay the same amount every month. Your interest rate is locked in when you close on the loan, so you aren’t vulnerable to sudden increases in interest rates.
Of course, while you aren’t vulnerable to interest-rate increases, you’ll lose out if rates decline — you’ll be stuck paying the higher rate. It can also be harder to qualify for a fixed-rate mortgage if your credit score is less than stellar. Down payments are typically high, too, with most lenders requiring 20% of the loan to avoid pricey mortgage insurance.
Fixed-rate mortgages are offered for 10-, 15- or 30-year terms, with the latter being the most popular choice. Longer terms mean lower payments, but they also mean it will take longer to build equity in your home. You’ll also pay more interest over the life of the loan.