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Accidental Death Insurance and Others Loans
Fabric Instant is an accidental death insurance policy which is only available if you're between the ages of 25 and 50. There's no term of coverage and the policy is simply renewed monthly, so long as you continue to pay premiums, and can extend until you reach the age of 60. An accidental death insurance policy is similar to a life insurance policy, but it only pays a death benefit if you die during the period of coverage due to an accident, such as being hit by a car. Whether Fabric Insurance considers a death accidental varies depending on the state you live in, so you should be familiar with the policy's restrictions before purchasing one.
Fabric doesn't require a on_current="true" url="/life-insurance/blood-test-medical-exam" title="Life Insurance Medical Exam"medical exam[/lnk] in order to purchase its accidental death insurance. You simply need to complete an online form, which can be done in a matter of minutes, and your acceptance is guaranteed. Guaranteed acceptance is common for accidental death policies, since your likelihood of dying in an accident is less-impacted by your health. To apply and get coverage, you'll need to provide:
- Your cell phone number
- Your Social Security number and date of birth
- Payment information, such as a credit card number and address
- Your beneficiary's name and information
Since coverage is guaranteed and acceptance is instant once you've completed Fabric's online form, the accidental death insurance policy goes into effect immediately. Therefore, you could die in an accident that day and your beneficiary would receive the entire policy death benefit.